The size of the surcharge depends on the loan-to-value (LTV) of the mortgage. If the LTV were 80 percent, the extra surcharge would be 3.375%. So altogether, the rental property buyer would also pay 4.125 percent in additional fees.. Getting the Best Property Investment Loan.
A loan to value (LTV) ratio describes the size of a loan you take out compared to the value of the property securing the loan. Lenders and others use LTV's to.
The low leverage of 38% LTV. around 100% higher, and the strategic optionality of management to increase the dividend from.
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