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Bill to Keep Loan Applicants’ Tax Returns Confidential – The purpose, say lenders, is "due diligence": They can double-check the accuracy of information submitted by the home buyer. The problem with Form 4506, as even the IRS admits, is that it opens a.

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A home loan with an interest rate that remains the same for the entire term of the loan. Adjustable-rate mortgage (ARM) Also called a variable-rate mortgage, an adjustable-rate mortgage has an interest rate that may change periodically during the life of the loan in accordance with changes in an index such as the U.S. Prime Rate or the London.

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