Today’S 15 Year Fixed Mortgage Rates

A 15 year can be compared to the following: 30 year mortgage – The 30 year is the most frequently used option. Like the 15 year, the 30 year has a fixed payment over the life of the loan. The main difference is that the 30 year is paid over a period twice as long, which leads to lower monthly payments.

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Compare today?s mortgage and refinance rates from Citi.com. View current mortgage rates on 30 year and 15 year fixed mortgages. Get a customized rate and see more loan options.

Mortgage rates continued their move lower as 2018 comes to an end. Average 30 year mortgage rates today are at 4.61 percent, down from the prior week’s average 30 year mortgage rate of 4.67 percent. Current mortgage rates on 15 year fixed loans are averaging 3.78 percent, a decline from last week’s average 15 year rate of 3.84 percent.

WASHINGTON — Strong employment numbers caused mortgage rates to take off. It was 4.83 percent a week ago and 3.90 percent a year ago. The 30-year fixed was last this high in February 2011. The.

fixed-rate mortgage was unchanged from last week at 4.45 percent. Rates remain above last year’s levels, however. The key 30-year rate averaged 4.15 percent a year ago. The average rate this week for.

15- and 20-year fixed-rate mortgages. With a short loan term and lower interest rate, a 15- or 20-year fixed-rate mortgage can help you pay off your home faster and build equity more quickly, although your monthly payments will be higher than with a 30-year loan. The 15- and 20-year fixed-rate mortgages are especially popular for refinancing.

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15 Year Fixed Rate Mortgage Calculator. Use this free tool to figure your monthly payments on a 15-year FRM for a given loan amount. Current 15-year home loan rates are shown beneath the calculator.. Calculator

Today’s Mortgage Rates and Refinance Rates. 15-Year Fixed-Rate jumbo 4.375% 4.391% 7/1 ARM Jumbo 4.125% 4.649% Rates, terms, and fees as of 8/24/2018 10:15 AM Eastern Daylight Time and subject to change without notice. Select a product to view important disclosures, payments, assumptions, and APR information. Please note we offer additional home loan options not displayed here.

The average 30-year fixed mortgage rate is 3.97%, up 4 basis points from 3.93% a week ago. 15-year fixed mortgage rates increased 2 basis points to 3.31% from 3.29% a week ago.